Some desserts earn their name for a reason—and Million Dollar Pie is one of them. Creamy, fruity, lightly sweet, and incredibly easy to make, this classic no-bake pie tastes like a million bucks with hardly any effort at all.
Made with a smooth cream cheese base, crushed pineapple, coconut, and crunchy pecans, this pie is a beloved Southern-style dessert that has stood the test of time. It’s refreshing, rich without being heavy, and perfect for everything from summer gatherings to holiday tables. Best of all? No oven required.
If you’re looking for a dessert that’s simple, crowd-pleasing, and downright addictive, this is it.
Table of Contents
ToggleWhy You’ll Love This Million Dollar Pie
- No-bake and incredibly easy to prepare
- Creamy, fluffy, and perfectly balanced
- Sweet fruit and nut texture in every bite
- Make-ahead friendly
- Ideal for parties, potlucks, and holidays
This is one of those recipes people ask for again and again.
What Is Million Dollar Pie?
Million Dollar Pie is a classic American no-bake dessert, often associated with Southern and vintage family recipes. It typically features a creamy filling made with cream cheese and whipped topping, mixed with crushed pineapple, coconut, and nuts, all nestled into a graham cracker crust.
The flavor is light, tropical, and slightly tangy—making it especially popular in warm weather. Despite its simple ingredients, the result feels indulgent and nostalgic at the same time.

Ingredients Overview
This recipe uses easy-to-find ingredients that come together beautifully.
For the Crust
- Graham cracker crust (store-bought or homemade)
- Butter (if making crust from scratch)
For the Filling
- Cream cheese – Smooth, creamy base
- Sweetened condensed milk – Sweetness and structure
- Crushed pineapple (well-drained) – Bright, fruity flavor
- Sweetened shredded coconut – Texture and sweetness
- Chopped pecans – Crunch and nuttiness
- Whipped topping or whipped cream – Light, fluffy finish
- Vanilla extract – Flavor balance
✨ Tip: Drain the pineapple extremely well to avoid a runny filling.
How to Make Million Dollar Pie
- In a large bowl, beat the cream cheese until smooth and fluffy.
- Add sweetened condensed milk and vanilla extract; mix until creamy.
- Fold in drained crushed pineapple, coconut, and chopped pecans.
- Gently fold in whipped topping until fully combined.
- Spoon the filling into the prepared graham cracker crust.
- Smooth the top and refrigerate for at least 4 hours, or overnight.
- Slice and serve chilled.
That’s it—no baking, no stress, just pure dessert bliss.
Texture & Flavor Notes
Million Dollar Pie is:
- Light and creamy
- Slightly tangy from pineapple
- Sweet but not overwhelming
- Crunchy from nuts and coconut
Each bite is cool, smooth, and refreshing.
Tips for the Best Million Dollar Pie
- Always drain pineapple thoroughly
- Use full-fat cream cheese for best texture
- Chill long enough for clean slices
- Fold gently to keep the filling fluffy

Easy Variations
- Nut-free: Skip pecans for a smoother pie
- Extra tropical: Add mandarin oranges
- Lighter version: Use homemade whipped cream
- Mini pies: Make individual servings in jars or tart shells
When to Serve Million Dollar Pie
This pie is perfect for:
- Summer parties and BBQs
- Potlucks and family gatherings
- Holidays like Easter or Thanksgiving
- Make-ahead desserts for entertaining
It’s especially popular when served cold on a warm day.
Storage & Make-Ahead Tips
- Store covered in the refrigerator up to 4 days
- Best served chilled
- Do not freeze (texture may change)
- Can be made a day in advance
Frequently Asked Questions
Is Million Dollar Pie really no-bake?
Yes—no oven required at all.
Is it very sweet?
It’s balanced with fruity freshness and light creaminess.
Can I use fresh pineapple?
Canned crushed pineapple works best for consistency.
Why is it called Million Dollar Pie?
Because it tastes rich, luxurious, and totally irresistible.
Final Thoughts
This Million Dollar Pie is proof that some of the best desserts are also the simplest. Creamy, cool, and bursting with nostalgic flavor, it’s a recipe that never goes out of style.
Make it once, and it’ll quickly earn a permanent spot in your dessert rotation 🥧✨
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Million Dollar Pie – The Creamy, No-Bake Dessert Everyone Loves
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Million Dollar Pie is a creamy, no-bake classic Southern dessert made with cream cheese, crushed pineapple, coconut, and pecans in a graham cracker crust. Easy, refreshing, and always a crowd-pleaser.
- Total Time: 4 hours (including chilling)
- Yield: 1 pie (8 servings) 1x
Ingredients
For the Crust:
1 graham cracker crust (store-bought or homemade)
For the Filling:
8 oz cream cheese, softened
1 can (14 oz) sweetened condensed milk
1 can (8 oz) crushed pineapple, well drained
1 cup sweetened shredded coconut
¾ cup chopped pecans
1 teaspoon vanilla extract
1 container (8 oz) whipped topping or whipped cream
Optional Garnish:
Toasted coconut
Extra chopped pecans
Pineapple slices
Instructions
1. Beat softened cream cheese until smooth and fluffy.
2. Add sweetened condensed milk and vanilla extract; mix until creamy.
3. Fold in well-drained crushed pineapple, coconut, and pecans.
4. Gently fold in whipped topping until fully combined.
5. Spoon filling into graham cracker crust and smooth the top.
6. Chill for at least 4 hours or overnight until set.
7. Garnish and serve chilled.
Notes
Drain pineapple thoroughly to avoid a runny filling.
Use full-fat cream cheese for best results.
Can be made a day ahead—flavor improves overnight.
Do not freeze as texture may become watery.
- Author: Tiramisu Cake
- Prep Time: 15 minutes
- Cook Time: 0 minutes
- Category: Dessert
- Method: No-Bake
- Cuisine: American
- Diet: Vegetarian
Nutrition
- Serving Size: 1 slice
- Calories: 365
- Sugar: 30g
- Sodium: 130mg
- Fat: 23g
- Saturated Fat: 14g
- Unsaturated Fat: 8g
- Trans Fat: 0g
- Carbohydrates: 34g
- Fiber: 2g
- Protein: 4g
- Cholesterol: 35mg


